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May 14, 2026
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June 10, 2026
Pay-by-Link solution
A modern Pay-by-Link solution for a simpler way to accept payments. Send a secure payment link or QR code, and your customer completes the payment directly through their online banking. Fast, secure, and without manual data entry.
Key benefits of Pay-by-Link payments
Lower processing costs – Traditional card payments often take 2% to 4% of the transaction value. Pay-by-Link payments via bank transfers significantly reduce costs and increase profitability.
No chargebacks – Since payments flow directly between bank accounts, there is no risk of chargebacks or fraud.
Faster settlement – Funds are settled in real time or within a few hours, improving cash flow and enabling faster service delivery and timely supplier payments.
Simpler user experience – Customers receive a secure payment link or QR code via email, SMS, or another communication channel and complete the payment in just a few clicks; no registration or special apps required.
Greater security and compliance – Pay-by-Link solutions include strong customer authentication (SCA) and support compliance with PSD2, AML, and KYC regulations.
Who is Pay-by-Link ideal for?
- Travel agencies – fast booking confirmation without manual bank transfer entries.
- Healthcare and wellness services – payments before or after the appointment.
- Legal and consulting firms – straightforward invoicing for services.
- Construction and trades – project-phase payments without complex administration.
- Education and courses – enrolment and tuition payment in one step.
- E-commerce and made-to-order services – quick sales completion without a shopping cart.
FLIQA provides businesses across all industries with a modern Pay-by-Link infrastructure: direct bank payments, lower costs, and real-time settlement. Create and send a payment link in seconds, and your customers complete the payment securely through their bank.
