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(PIS)

Payment Initiation Service

Seamless Bank-to-Bank Payments

Enable real-time settlements, slash transaction fees, and eliminate chargebacks with Fliqa’s PIS.

Request a Demo

Elevate your checkout with secure, real-time bank transfers

Fliqa’s PIS cuts out intermediaries, streamlines user authentication, and puts you in control of your payment ecosystem.

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Give your customers a frictionless checkout experience.

Pay by bank

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Single-click bank payments

Pay by Bank is a new way for customers to pay directly from their bank account—securely, swiftly, and without extra hassle.

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In-app or onsite user flow

By skipping card details and allowing users to authenticate with their own bank, Pay by Bank simplifies your checkout process and keeps returning customers converting at up to 90%.

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Boost sales with fewer abandoned carts

Pay by Bank leverages robust, resilient infrastructure to handle large transaction volumes without interruption, so you can scale confidently and drive your revenue forward.

PIS advantages

Boost sales

Real-time

Minimize fraud

Boost sales

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Superior Payment Experience

Give your customers a frictionless checkout experience.

  • Single-click bank payments
  • In-app or onsite user flow
  • Boost sales

Real-time

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Immediate Settlement & Lower Fees

Keep more of your revenue — cut out the middlemen.

  • Funds land in your account in real-time
  • Eliminate expensive card interchange fees, Lower cost

Minimize fraud

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Zero Chargebacks, Minimize Fraud

No more chargeback headaches — just secure, verified transfers.

  • Payments can’t be reversed like cards
  • Bank-level authentication ensures user identity

Designed for Merchants,
Fin-tech and other institutions

Key highlights

Handle everything from single-click purchases to recurring billing with zero fuss. Fliqa’s PIS API seamlessly adapts to your existing workflows for a smooth, future-proof payment strategy.

Lower cost

Simplicity

Instant Settlement

Secure

Lower cost

No card data

No more waiting for your money

Bank-level authentication

Lower cost

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No card data

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No more waiting for your money

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Bank-level authentication

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The Fliqa Console

One place for all

Start demo

Fliqa console

Transaction monitoring, user data management, account oversight, and product configurations in a single, intuitive web interface. Gain real-time visibility and manage workflows with ease, all within a scalable and secure environment.

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Compliance &
Security Assurance

Zero Hassles.
Fully PSD2, GDPR Compliant

Fliqa’s robust encryption and SCA measures ensure every transaction meets the highest security standards.

Learn More about
Pay by bank

Related Resources

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Why Open Banking is the Future

Ready to Transform Your Financial Services?

Experience security, agility, and cost-efficiency today!

Let's talk
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Focus on your business, Fliqa will take care about the technical and regulatory aspects of the open banking infrastructure!

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