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Account information

(AIS)

Account Information Service

Transforming Raw Data into Actionable Financial Insights

Securely access multi-bank data, streamline account ownership checks, and empower faster, data-driven decisions with Fliqa’s AIS.

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Tired of juggling scattered bank information?

Fliqa’s AIS unifies everything from account ownership checks to transaction insights. Whether you’re a lender, insurer or neobank, tap into a single source of truth for faster, data-driven decisions, enhanced with AI technology.

Step 1

User authorization

User grants permission to share account data

Step 2

Fliqa Ecosystem

API securely transfers account data

AI-powered risk engine enriches and analyzes data

Step 3

Partner Platform

Data is delivered in near real-time

Insights are used for financial decision-making

AIS gives financial institutions and fintechs secure, real-time access to users’ account data across multiple banks and accounts.

Key highlights

With automated categorization, risk scoring, and trend identification, you gain actionable insights that accelerate onboarding, underwriting, and compliance processes —all while maintaining stringent PSD2 and GDPR standards.

Streamlined API

Actionable Intelligence

Data enrichment

Accelerated Processes

Streamlined API

Actionable Intelligence

Data enrichment

Accelerated Processes

Financial institutions and fintechs can securely retrieve users’ account information from multiple banking sources.

Turn raw financial data into actionable intelligence by turning it into insightful, easy-to-understand reports, empowering you to make smarter, data-driven decisions with confidence.

Consolidated data from multiple accounts, cost categorisation, transfer detection, and comprehensive transaction overviews enable institutions to enhance clients’ personal finance management.

Fliqa accelerates your processes including KYC, financial decisions and loan applications by seamlessly consolidating account data, streamlining insights, and enabling faster, data-driven decision-making.

Streamlined API

Financial institutions and fintechs can securely retrieve users’ account information from multiple banking sources.

Actionable Intelligence

Turn raw financial data into actionable intelligence by turning it into insightful, easy-to-understand reports, empowering you to make smarter, data-driven decisions with confidence.

Data enrichment

Consolidated data from multiple accounts, cost categorisation, transfer detection, and comprehensive transaction overviews enable institutions to enhance clients’ personal finance management.

Accelerated Processes

AIS advantages

Risk Scoring

Multi Banking

Onboarding

Risk Scoring

AI-Enhanced Risk Evaluation

Enhanced and optimized risk scoring solution that will provide optimised services for your customers and speed up the process of loan applications.

For fin-tech, banks, commercial
Near real-time scoring of user accounts’ transaction history
PSD2- and AML-compliant approach

Multi Banking

Real-Time Account Snapshot

Eliminate guesswork — know your user’s exact financial position anytime.

Consolidated multi-account views in one dashboard
Immediate insight into available funds

Onboarding

Account Ownership Verification

Accelerate credit decisions and compliance processes.

Confirms IBAN, name, surname in real time
Reduces fraud risk and ensures correct payee details

The Fliqa Console

One place for all

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Fliqa console

Transaction monitoring, user data management, account oversight, and product configurations in a single, intuitive web interface. Gain real-time visibility and manage workflows with ease, all within a scalable and secure environment.